Who is authorized to write blanket disability insurance?

Blanket disability insurance can be written by any licensed insurer, which is why the correct choice is that any licensed insurer has the authority to provide this type of coverage. This encompasses a wide range of insurers, including those that offer various types of health, life, and disability insurance products.

Blanket disability insurance is often utilized for groups, such as employees of a company or members of an organization, allowing coverage for multiple individuals under a single policy without requiring each person to enroll individually. This flexibility in providing coverage streamlines the process for both the insurer and the insured.

Other options would suggest that only specific entities, such as government agencies or specialized insurers, or even employers alone, hold the authority to issue such insurance. However, this is not the case; any licensed insurer meeting the regulatory requirements is authorized to write blanket disability insurance, thus fostering competition and offering more choices to consumers.