Which type of benefits include compensations for medical costs and lost wages?

Workers' compensation benefits are designed specifically to support employees who are injured or become ill as a result of their job. These benefits include compensation for medical expenses incurred due to work-related injuries or illnesses, as well as reimbursements for lost wages resulting from the inability to work during recovery. This system helps ensure that workers receive timely and adequate care without the burden of financial strain due to their situation.

In contrast, legal benefits typically refer to protections or financial aid related to legal matters but do not directly cover medical expenses or lost wages. Disability benefits focus primarily on providing income replacement for individuals who are unable to work due to a disability, rather than specifically addressing medical and wage loss from work-related incidents. Health insurance benefits cover medical expenses but do not generally compensate for lost wages resulting from a job-related setback. Hence, workers' compensation benefits directly align with the needs of employees facing work-related injuries or conditions.