Which organization is comprised of insurers that gather medical information?

The Medical Information Bureau is the correct organization associated with the gathering of medical information. It serves as a resource for life and health insurers in the United States and Canada by collecting and maintaining confidential medical and health information about applicants. Insurers report data to the Bureau, which helps them assess risk and determine eligibility for coverage. This system allows insurers to have access to a centralized database of medical information, thus supporting underwriting decisions and enhancing the overall efficiency of the insurance process.

The other organizations mentioned do not specifically focus on gathering medical information. The Insurance Brokers Association primarily represents the interests of insurance brokers and agents, while the Insurance Information Bureau typically offers statistical data and analyses rather than medical records. The National Association of Insurance Commissioners is a regulatory organization that sets standards and coordinates policies for state insurance departments but does not collect medical data itself. Therefore, the Medical Information Bureau stands out as the entity dedicated specifically to collecting and sharing medical information among insurers.