Which definition provides broader coverage in an insurance policy?

The definition that provides broader coverage in an insurance policy is the one referring to "accidental bodily injury." This definition encompasses a wider range of incidents, as it covers any bodily injury resulting from an accident, regardless of the specific cause or circumstances leading to that injury.

On the other hand, the "accidental means" definition is more restrictive because it requires that the injury must be directly linked to an unintentional or unexpected cause or means. This means if an injury occurs due to a series of events that could be interpreted as intentional or if the cause is not clearly accidental, coverage might not apply.

By using the term "accidental bodily injury," the policy ensures that claims can be made for a variety of scenarios where unexpected bodily harm occurs, thus providing a more comprehensive safety net for policyholders. This nuanced distinction plays a crucial role in how claims are processed and the likelihood of receiving benefits under each definition.