What does the term 'capital' refer to in the context of disability benefits?

In the context of disability benefits, the term 'capital' specifically refers to a significant impairment, such as the loss of one limb or one eye. This terminology is often used in insurance policies to define key conditions that trigger certain benefits or coverage. When a disability is classified under capital, it typically means that the impairment has a predefined value or compensation associated with it, which is crucial for determining the amount of benefits the insured individual will receive.

The loss of one limb or one eye is considered a significant disability that has a clear and quantifiable impact on an individual's ability to function and work. Insurance policies often stipulate specific definitions for capital disabilities to facilitate the assessment of claims and determine benefit levels. Understanding how capital is defined in this way helps ensure that policyholders recognize the specific conditions that can lead to substantial benefits.

The other options relate to different interpretations of disability but do not fit the specific definition of 'capital' as it pertains to insurance contexts.