According to standard requirements, proof of loss under a health insurance policy should typically be filed within how many days?

Proof of loss is a crucial component in the claims process for health insurance policies, as it serves as documentation of the expenses incurred, which the policyholder is seeking reimbursement for. Typically, standard requirements dictate that proof of loss must be submitted within 90 days following the date of loss or the receipt of healthcare services. This 90-day timeframe allows policyholders to gather all necessary documentation, including medical records, bills, and any other relevant information, ensuring that the insurance company has sufficient evidence to process the claim effectively.

Understanding this timeline is essential for policyholders, as failing to submit proof of loss within the specified period could lead to delays in processing the claim or even potential denial of the claim altogether. Therefore, adhering to this 90-day requirement is critical for the successful filing of a health insurance claim.